If someone claims against your property then you must have to contact your title agency. There will be specific instructions on the title insurance policy regarding how to contact the agency if a claim is filed.
It is in your best interest to follow these instructions exactly. You can opt for title insurance company in NJ at Clear Skies Title Agency.
This usually requires the submission of written documentation along with proof of damage or loss. The important thing to remember about is that title insurance is an indemnity policy that only protects you from the actual loss.
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The loss could be the loss of use or financial loss, but unless you have some kind of loss that your policy will not protect you from claims. Even if it is determined that has not suffered a specific loss, the body is forced to defend against such claims, but ultimately can deny coverage demand.
Although this may sound confusing, the important thing to remember when faced with a lawsuit is if you are suffering a real loss. If not, then maybe you will meet with the neighbor to allow further use.
If, however, face a loss, then your title insurance policy will be more likely to protect and your agency will defend to the extent possible.